Financial Literacy and Consumer Protection in the Age of Digital Banking: Evaluating Consumer Awareness, Financial Misconduct, and Regulatory Effectiveness in India

Author(s)	Ms. Pallavi Shukla, Prof. Dr. Manoj Pandey, Ms. Farhat J Siddiqui, Ms. Mansi Srivastava
Country	India
Abstract	Digital banking has improved access but also increased fraud and mis-selling risks. Financial literacy helps consumers make safer, smarter financial decisions.
Keywords	Financial Literacy, Consumer Protection, Digital Banking, Retail Banking, Financial Misconduct, Mis selling, Cyber Fraud, Consumer Awareness, Banking Ethics, Financial Inclusion
Discipline	Business Administration
Published In	Volume 4, Issue 3, May-June 2026
Published On	2026-06-07

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Advanced International Journal of Multidisciplinary Research